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Payments & trade finance

Move money to China without losing your leverage.

Secure supplier payments, escrowed milestone releases, and Letter-of-Credit and trade-finance coordination — structured so your cash is never exposed to a factory you can’t reach.

The single biggest source of cross-border trade loss is not bad product — it is wiring 100% of an order to a Chinese factory and discovering you have no leverage afterwards. Makehe sits between you and the supplier: the contract is in our name, the payment is to our Shanghai account, and the money only moves as work is verified.

Payment rails we run
T/T · Bank transfer

We settle verified suppliers by telegraphic transfer from our Shanghai account against milestones you approve — never a blind 100% wire to a factory.

Escrowed milestone payments

Funds release in stages — deposit, post-inspection, on shipment — so a supplier is only paid for work that has actually been verified.

Letter of Credit (L/C)

For larger orders we coordinate L/C terms with your bank and the supplier, and manage the document set so the credit pays out cleanly. The L/C is issued by your bank — we structure and run it.

Alipay · WeChat Pay

Domestic Chinese settlement for samples, tooling deposits and smaller suppliers that do not accept international wires.

Trade-finance options

Need terms instead of paying the full order up front? We can connect you with trade-finance and supplier-credit providers and structure the deal around them.

Multi-currency corridors

Quote and reconcile in USD while we handle the CNY leg. We work with importers paying from PKR, AED, TZS, KES, INR and more.

How escrowed milestone payments work

A supplier is paid for work, not promises.

30%
Deposit

Released on a signed purchase contract — funds raw materials and tooling.

40%
On QC

Released after pre-shipment inspection signs off — AQL 2.5, photos/video, function tests.

30%
On shipment

Released against the bill of lading once cargo is on the water — or on receipt for DDP.

Because the wire is to our Shanghai account and the contract is in our name, the leverage to enforce quality and delivery stays on your side of the table — not the factory’s. You don’t chase remedies through a court system you don’t know.

Common questions
Do you hold supplier funds in escrow?

Yes. The contract is in Makehe’s name and your payment sits with our Shanghai entity, releasing to the factory only as milestones are verified. Your cash is never exposed to a factory you cannot reach.

Can you handle a Letter of Credit?

We coordinate L/C terms with your bank and the supplier and manage the documentation end to end. The credit itself is issued by your bank — we are the party that structures and runs it so it actually pays out.

Do you offer trade finance or credit terms?

We are a sourcing agent, not a lender. We structure escrowed milestone payments to ease cash flow and can connect you with trade-finance and supplier-credit providers when you need terms.

Which currencies and payment rails do you support?

You reconcile in USD; we handle the CNY settlement by T/T, Alipay or WeChat Pay. We regularly work with importers funding from PKR, AED, TZS, KES and INR.

Next step

Ready to expand your business with China?

Let us handle the complexity while you focus on growth. Get in touch today for a free consultation or sourcing quote.

Start Sourcing